March 3, 2023

J. Scott Stanley

Travel Insurance: What to Know Before You Go

March Break is on the horizon. If you are thinking about travelling abroad, it may be helpful to consider what insurance you need. When you purchase travel insurance, you expect to be covered. Unfortunately, when it comes to travel insurance, disputes, errors, and misunderstandings over what is and is not…

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May 18, 2022

Murphy Battista

Punitive damages in the context of a home insurance claim following a residential fire

Punitive damages in the context of a home insurance claim following a residential fire

Case comment on Lambright v. Sonnet Insurance Company, 2022 BCSC 709 In Lambright, Justice Milman considered an award for punitive damages in the context of a home insurance claim following a residential fire. This case highlights the nature of the duty of good faith that insurance companies must fulfill as…

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October 18, 2021

Andrew Brine

When Worlds Collide: Medical Malpractice Can Lead to Denied Critical Illness Insurance Claims

When Worlds Collide: Medical Malpractice Can Lead to Denied Critical Illness Insurance Claims

The purpose of critical illness insurance Critical illness insurance provides peace of mind coverage for someone diagnosed with a serious medical condition. Typical conditions covered by critical illness policies include cancer, heart attack, and stroke, but can also include other conditions such as Alzheimer’s disease or even blindness. Insurance company…

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October 7, 2021

Kevin Gourlay

Homeowner’s Insurance – Did You Get What You Paid For?

Homeowner’s Insurance – Did You Get What You Paid For?

Most homeowners know that they need insurance to protect their most important asset – their home. However, most don’t know all the ins-and-outs of insurance. They rely on their insurance broker to help them with the process. This includes determining what kind of coverage they need and what potential gaps…

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July 7, 2021

Murphy Battista

Residential and Business Loss Insurance Claims: What You Need to Know and How a Lawyer can Help

Residential and Business Loss Insurance Claims: What You Need to Know and How a Lawyer can Help

The number one thing to understand about residential and business loss insurance policies is that, as the insured, it is YOUR responsibility to prove your losses. In other words, you should not rely on your insurance company or a contractor to prove your claim. Further, it is up to you…

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March 10, 2021

J. Scott Stanley

Disability claim denied? Consult a lawyer before you walk away.

Disability claim denied? Consult a lawyer before you walk away.

I have seen insurance companies do many terrible things to people over my 25 years as a lawyer. The cruellest thing I have seen is when a disability insurer wrongly denies a claim. It is absolutely heart-wrenching to learn that a hard-working person has paid their premiums only to have…

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July 29, 2019

Jeffrey J. Nieuwenburg

Revisions to ICBC Part 7 Accident Benefits – What They Mean for You

On April 1, 2019, many changes came into effect which alter how ICBC treats no-fault benefit claims (sometimes known as Part 7 claims). Among the most significant changes are increases to the wage loss, homemaker, and death benefit amounts available. Previously, the government increased coverage from $150,000 to $300,000 for…

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June 23, 2015

J. Scott Stanley

What you Should Know about Litigation Financing

The process of litigating a personal injury claim can be an incredibly stressful experience. The physical consequences of an accident can disrupt your social life, create conflict with your work and family responsibilities, and can have a dramatic effect on your mood. Further, to attempt to litigate a personal injury claim…

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June 18, 2015

J. Scott Stanley

Complex Home Insurance Policies Aren’t Good For Anyone

The CBC recently contacted me to comment on a story that perfectly represents the growing problem of insurers hiding behind complex policies. The story is covered in full at the CBC Website. However, in brief it concerns a couple, Michael and Diane Uniac, who for the past 19 years have…

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March 24, 2015

Murphy Battista

Disability Tax Credit: Recent Changes and Things to Know

Last summer, the federal government passed the Disability Tax Credit Promoters Restrictions Act. A piece of legislation intended to “better protect disabled Canadians from the predatory practices of some disability tax credit promoters.” In addition to providing increased protection to disabled persons from unscrupulous consultants, the Act has been instrumental…

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