Insurance Disputes
First-Party and Third-Party Insurance Claims
Our Insurance Litigation Team acts for individual and business policy holders across a broad spectrum of first-party and third-party insurance disputes.
A first-party insurance claim is a claim you make directly against your own insurance provider. A third-party claim is a claim you make against someone else’s insurance provider for loss or damage that you sustained. Third-party insurance is sometimes referred to as liability or casualty insurance.
Although first-party and third-party insurance claims often present similar evidentiary problems regarding documenting the details of a loss, the legal issues and procedures are very different. Murphy Battista LLP is one of the few law firms in BC with an established reputation for success in both kinds of actions.
Types of Insurance Disputes Coverage Disputes and Claim Denials
Insurance disputes generally arise over one of two things:
- Whether your insurance covers the loss at all, or
- Whether you can prove both that you have suffered a loss and the value of that loss.
The first issue is sometimes called a coverage dispute while the second type of dispute is called a claim denial.

Practice Experience
MB’s Insurance Litigation Team handles a wide variety of residential and commercial property insurance and disability insurance disputes.
We only act for policyholders but many of our lawyers have past experience working for insurance companies. We know how adjusters and their supervisors treat claims and what kinds of evidence and arguments are needed to prove your claim and put your best case forward.
We frequently help clients in disputes with insurance companies in contexts including:
Roof collapse or structural failure
What our clients say
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Becky Kumar
I am very thankful I was referred to Kevin Gourlay at Murphy Battista for my long term disability case. Kevin is the rare combination of compassionate, brilliant and tough exactly the kind of lawyer you need. He succeeded in winning a positive outcome for my case and my life. I am eternally gratefully to him and his team at Murphy Battista. After a bad experience with another law firm, I knew right away switching was the best decision. Unlike my previous lawyer, Kevin was quick to respond, listened carefully and had a clear strategy. He demonstrated patience and kindness as I dealt with intense pain and emotions. Exhausted, I was so thankful to pass over my legal worries to someone I could trust. The insurance system is banking on you to give up. Instead hire a great lawyer and show them we won't be bullied. I highly recommend both Kevin Gourlay and the firm of Murphy Battista.
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Todd Brown
I contacted Scott Stanley via my friends recommendation for help with my disability claim. Scott was quick to reply and took time to clarify a bunch of my concerns . Friendly, knowledgeable and transparent. Thoroughly satisfied with his professionalism and experience. I'll be back
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Varda Zigdon
Thank you Brandon Souza for taking the time to understand, to guide and to give me the best possible advice. You are an incredible lawyer who came highly recommended by a family member and who knows his profession well. For those of you who need a lawyer with a back bone to deal with homeowner insurance or any insurance, Brandon Souza will take care of your case with strength, professionalism and integrity. Thank you Brandon!
Awards
Best Lawyers™ – Bill Dick, K.C. recognized since 2010
Do you have any questions about an insurance dispute or claim in British Columbia?
Contact Murphy Battista LLP for a free consultation