Do you know what ICBC Part 7 Insurance benefits are? They are paid to someone who has been in an accident whether they are at fault or not.
These benefits include:
Insurance coverage can be an important financial resource after an accident. For people injured in a motor vehicle or pedestrian accident in British Columbia, you should know about ICBC Part 7 Benefits. Kristina Shelden, a Peer Coordinator at the Personal Injury Resource Centre sits down with lawyer Scott Stanley of Murphy Battista LLP for some answers about ICBC Part 7 (no fault) benefits.
In this segment, Owen Barclay, a contractor and Certified Aging in Place Specialist, walks us through the benefits of Adaptive Housing. Traditional construction methods mean that the average home has been built with barriers to people with physical limitations including seniors and people who have suffered a catastrophic injury. Adaptive Housing is about opening up spaces and making them accessible to everyone, giving them independence; this is called Universal Design.
A Certified Aging in Place Specialist is someone who is accredited by the National Association of Home Builders. This can be anyone in the field from a nurse, architect, general contractor, or occupational therapists who come together with a common set of consistent goals and deliverables to help people live longer, safer and more comfortably in their own homes.
When working on a home renovation, Owen often works with a team that consists of any number of people concerned for the care and well being of the individual who is facing mobility challenges. They take a look at individuals’ specific needs and customize the home environment to allow for easy navigation and independence.
Every client and situation is unique. Common adaptations address basic essential needs that are often overlooked by those untrained in the field such as dressing, eating, moving through the home, hygiene and toileting.
Bathrooms are the most common place for these renovations. By adapting to suit the individual’s specific needs, greater independence is achieved. Some examples are lowered grab bars for shorter individuals, higher toilets for aging people, non-slip and heated floors, accessible plugs, and extended door widths to allow for walkers and wheelchairs.
Individuals who need to adapt their living spaces have varied financial circumstances. Some people wish to retire in their home, while others have physical limitations as a result of an injury. Owen and the team can prioritize needs to get most things done within a variety of budgets.
Owen reviews some of the financing options available through BC Housing, WorkSafeBC, Veterans Affairs, extended health plans, ICBC, etc. He notes that you should always confirm in writing that the funding is available for your situation before you agree to have any work done on your home.
A lawyer often plays a role if the source of money for adaptive housing is going to be coming from a payout due to an accident. Typically, if you have a personal injury claim with ICBC, a lawyer will be involved. A lawyer can also help with drafting or reviewing renovation contracts, although this is likely to be a lawyer versed in construction law and not the personal injury lawyer representing you in your ICBC claim. Every contract should be in writing and include a detail description of the work, the cost, and the timeline. This helps to protect everyone involved.
For more information check out accessable.ca