March 15, 2018
A West Vancouver incident where a teenage girl rented a home using her parents credit card and threw a party causing $20,000 worth of damage, serves as a warning to think about protecting yourself against liability for bodily injuries to guests, particularly in the age of the new shared economy and the rise of services like AirBnB and VRBO. As Bill Dick noted in the CBC article by Jason Proctor, in some cases the nature of the rental arrangement may void or exceed your insurance coverage and it’s not uncommon for claims for serious bodily injury to exceed the typical $1 million policy limits. Bill recommends that if you are going to rent out your property, at a minimum you should be thinking about your potential exposure in an unforeseen or worst-case scenario.
The other area where this kind of liaiblity arises in the social host context (think teen grad parties), where the combination of alcohol and teenagers raises the risk of occupier’s liability for any alcohol-related injuries that occur as the result of the conditions of the property or even the activities of other guests. You can find out more about what you need to know before hosting that grad party here.
March 8, 2018
Scott Stanley talks to Go Public’s Rosa Marchitelli about your rights when it comes to post-accident vehicle repairs. Scott’s take: be proactive and take charge of your claim. Don’t assume your insurance company will make it right, do your research and your due diligence on repair shop options, and be prepared to negotiate what repairs are done and the quality of replacement parts used. The issue of footing the bill for rectifying substandard repairs was the situation facing a Saskatchewan couple and the subject of this recent cautionary tale from Go Public: http://www.cbc.ca/…/b…/truck-insurance-repairs-sgi-1.4557422.
March 5, 2018
Scott Stanley spoke with Global News Anchor and Consumer Reporter Anne Drewa about the recent case involving life insurance denial by The Co-operators for Matthew Cochlin, a 30 year veteran of the BC Ambulance Service, Infant Transport Team and co-owner of Executive Air Ambulance.
Scott is counsel on the case that involves the nature of disclosure requirements in insurance contracts. Here, Mr. Cochlin was forthright about his status as a smoker and paid higher life insurance premiums as a result. Mr. Cochlin died at age 54 from esophageal cancer, leaving behind a young family. His life insurance company denied his widow’s claim. The insurer took the position that the claimant’s efforts to address workplace stress and deal with his snoring were not disclosed and that this amounted to non-disclosure of material facts that operated to void his life insurance. We think this is a bad decision.
Read the full interview here.
January 26, 2018
Murphy Battista LLP lawyer Scott Stanley discusses the impact of waivers with CTV Vancouver reporter David Molko, in the wake of a fatal accident at the Richmond Trampoline park earlier this month. This sad event serves as a tragic reminder to be aware of the rights you may be signing away when you sign a waiver in BC. Full CTV story here.